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Finance & Insurance

Western Truck Exchange has affiliated itself with the premier truck lending sources in the nation. These sources offer great terms and good rates. But most importantly, They know trucks and aren't afraid to lend to good purchasers.

Just click on the Finance Application link above and complete the online credit application. If you prefer you can downlaod our CREDIT APPLICATION and fax it to us at 323-789-9929.

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Contact Information

Western Truck Exchange

159 E. Manchester Ave

Los Angeles, CA 90003
sales Sales:
1-800-937-8789
phone2 Service:
323-750-1277
phone3 Parts:
323-750-1277

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.